Vermont payday loan laws

Legal Status: Prohibited

Small loan act applies. Vt. Stat. Ann. tit. 9 § 41a.  Loans based on checks held for future deposit banned by 8 V.S.A.§ 2519(a)(13)

Small Loan Rate Cap
18% per year

Where to Complain, Get Information:
Regulator: Vermont Banking Division
Address: Department of Financial Regulation, 89 Main St., Montpelier, VT 05620 – 3101
Phone: (802) 828-3301

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