Payday Loans

Payday loans offer the quick cash you need, when you need it, while helping you avoid huge credit card fees and overdraft charges. If you are expecting an auto-draft on your checking account, online payday loans could be the right choice for you.

  • Payday loans are fast. You can fill out the loan application in as little as five minutes. Upon approval, funds are deposited in your account as early as the next business day*.
  • Payday loans are simple to use. Payday loans don’t require a bunch of hoops to jump through for approval. Typically, you’ll need proof of income, an approved form of ID, and a current bank account.
  • Payday loans are easy to understand. Loan terms and fees are stated upfront. You’ll know exactly how much you will be required to repay and when you have to repay it – before you borrow.
  • Payday loans from reputable lenders are safe. Payday lending is a tightly regulated industry. Responsible lenders like Check ‘n Go follow strict guidelines which are meant to protect you, the customer.

When you add up the benefits of online payday loans and weigh the alternatives, it’s clear that payday loans can be a good solution for short-term cash problems. Still, only you can decide if a payday loan is right for you. Before making a decision, be sure to consider whether you can afford to repay a payday loan and its fees on time. Refer to our article on Payday Loans if you need more information.

If you have concerns about taking a payday loan, don’t worry. LoanShop is an industry pioneer and a proud member of the Financial Service Centers of America, which promotes responsible lending practices and monitors consumer protection. And we’ll be here for you every step of the process. Our customer service representatives are ready to help when you need it.

Ready to fix your cash crunch? The sooner you apply the sooner you can get the cash you need. So why wait?