North Carolina payday loan laws

Legal Status: Prohibited (N.C. Gen. Stat. 53-281 authorizing payday loans allowed to sunset in 2001)

The consumer finance act applies. N.C. Gen. Stat. 53-173

Small Loan Rate Cap
36% per year

Where to Complain, Get Information:
Regulator: North Carolina Attorney General (See also Commissioner of Banks)
Address: NC Attorney General’s Office 9001 Mail Service Center Raleigh NC 27699-9001
Phone: (919) 716-6400 
Fax: (919) 716-6750

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